Honestly, I kind of grimace when I hear people talk about their debt-snowball.  "Once it gets going, it's just amazing how fast you can hit those debts and then all of a sudden they are paid off, earlier than you thought!"  Um, yes, that may be true, but let's be honest. How many of us get stuck in the "once it get gets going" part?  Let's rewind for a second and make sure we are on the same … [Read more...]